"How much does a 1-acre polyhouse actually cost after subsidy?" — this is the most common question we get from farmers and investors considering polyhouse farming. The answer varies significantly based on structure type, state, and subsidy scheme. This guide provides transparent, real-world numbers based on 200+ polyhouse projects we've executed.
Gross Cost: Before Any Subsidy
| Type | Cost/Acre (₹ Lakh) | Includes |
|---|---|---|
| NVPH (Basic) | 35-42 | GI structure, 200μ film, insect net, drip, mulching |
| NVPH (Premium) | 42-50 | Above + fogger, shade net, climate sensors |
| Fan & Pad (Standard) | 55-65 | NVPH + cooling pad, exhaust fans, auto controls |
| Fan & Pad (Hi-Tech) | 65-80 | Above + CO2 enrichment, automated vents, IoT |
After the MIDH Subsidy
MIDH pays 50% of its cost norm — not of your quote — on up to 2,500 sqm per beneficiary. For a 1-acre (4,047 sqm) house that caps the subsidy at 2,500 sqm × ₹1,000 × 50% = ₹12.5 Lakh for NVPH and 2,500 sqm × ₹1,500 × 50% = ₹18.75 Lakh for fan & pad in general areas (MIDH 2025 norms). Here's the real math:
| Type | Gross Cost | MIDH Subsidy | Your Cost |
|---|---|---|---|
| NVPH Basic | ₹35-42L | ₹12.5L | ₹22.5-29.5L |
| NVPH Premium | ₹42-50L | ₹12.5L | ₹29.5-37.5L |
| Fan & Pad Std | ₹55-65L | ₹18.75L | ₹36.25-46.25L |
| Fan & Pad Hi-Tech | ₹65-80L | ₹18.75L | ₹46.25-61.25L |
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State-Wise Subsidy Variations
While MIDH is a central scheme with uniform rates, implementation and additional state-level support varies:
- Uttar Pradesh: Active MIDH implementation through UP Horticulture Mission. Additional Mukhyamantri Khet Suraksha Yojana benefits for some districts.
- Madhya Pradesh: Good MIDH disbursement track record. Additional state horticulture scheme benefits available.
- Maharashtra: Strong MIDH implementation. Mahatma Phule Krishi Vidyapeeth provides free training for subsidy recipients.
- Rajasthan: MIDH active with additional RKVY support for polyhouse projects in desert districts.
- Haryana: MIDH + state horticulture scheme. One of the fastest subsidy disbursement states.
Financing the Balance
After the MIDH subsidy, you need to finance the remaining amount. Options include: bank term loan (SBI, PNB or your cooperative bank) with AIF 3% interest subvention, own equity (recommended minimum 20-25%), KCC (Kisan Credit Card) for working capital, and NABARD refinance through cooperative banks.
AgriMotion prepares complete financing packages including DPR, subsidy application, and bank loan proposal — ensuring all pieces fit together for fastest approval and disbursement.
