Loan up to ₹2 Cr
Single-Location AIF
₹45k – ₹1 L
Indicative project range
Filing + DPR fee
- Bankable DPR (AIF format)
- AIF portal filing
- Bank coordination
- CGTMSE registration
- Sanction follow-up
AIF Scheme
AIF Loan — 3% Interest Subvention on Agri Infrastructure
Agriculture Infrastructure Fund (AIF) provides 3% interest subvention on loans up to ₹2 crore per location, with credit guarantee under CGTMSE — for cold storage, warehouses, packhouses, primary processing and farm-gate infrastructure.
- 3%
- Subvention
- ₹2 Cr
- Per Location
- 7 yrs
- Subvention Tenure
- 45 – 90 days
- Sanction Time
At a glance
- 3% interest subvention
- Loan up to ₹2 Cr / location
- CGTMSE credit guarantee
- 7-year tenure
In short.
Agriculture Infrastructure Fund (AIF) is a ₹1 lakh crore Central scheme that provides 3% interest subvention on loans up to ₹2 crore per location for post-harvest and farm-gate agri infrastructure. Over 7 years, the subvention saves ₹6–8 lakh per crore borrowed.
Overview
The lowest-cost financing for agri infrastructure in India
AIF is a Central scheme that reduces the effective interest cost on agri infrastructure loans by 3% — saving ₹6–8 lakh per crore over the 7-year subvention period. Eligible projects include cold storage, warehouses, packhouses, sorting / grading units, primary processing, e-marketing platforms, organic / bio inputs and supply chain infrastructure. Multiple loans (one per location) per applicant are permitted.
What you get
- 013% interest subvention on loans up to ₹2 Cr per location
- 027-year subvention tenure (including 6-month–2-year moratorium)
- 03CGTMSE credit guarantee on loans up to ₹2 Cr
- 04Multiple locations per eligible applicant
- 05Eligible: farmers, FPOs, cooperatives, agri-entrepreneurs, MSMEs, startups
- 06Stack with other subsidies (NHB, MIDH, PMFME) on the same project
Scope of work
Scope my project What’s included in an AgriMotion project.
A typical end-to-end delivery covers planning through post-handover support.
Infra Categories
Cold storage, warehouse, packhouse, sorting/grading, primary processing, e-marketing.
02
AIF DPR
AIF-format DPR with CMA, cash-flow, BOQ and 7-year subvention math.
03
Portal Filing
AIF online portal application, document upload, scheme registration.
04
Bank Tie-up
Lender selection, term-sheet, sanction follow-up and disbursement.
05
CGTMSE Coverage
Credit guarantee registration on loans up to ₹2 Cr for collateral-light financing.
Subvention Claim
Annual subvention claim filing with bank and AIF / DAFW for 7 years.
Project process
From enquiry to commissioning.
Each stage closes before the next one opens — nothing is ordered before the design is locked.
- 01
Project Scoping
Eligibility, infra type, capacity, location, applicant fit.
- 02
DPR + Filing
AIF DPR + portal application + document upload.
- 03
Bank Sanction
Bank appraisal + sanction + CGTMSE registration.
- 04
Build + Claim
Execution + annual subvention + interest reimbursement.
Indicative pricing
Project ranges and subsidy support.
Indicative ranges only. Final cost depends on site, capacity, automation level, structural design, material grades and freight.
FPO / Multi-SiteMost enquired
Multi-Location AIF
₹1 – ₹2.5 L
Indicative project range
Filing + DPR fee
- Multi-location AIF stacking
- Engineering DPR + BOQ
- NHB / MIDH stack analysis
- Bank consortium liaison
- Inspection support
- Subvention claim filing
Large / Multi-State
Enterprise AIF Program
₹2.5 – ₹5 L+
Indicative project range
Filing + DPR fee
- Engineering DPR + drawings
- Multi-state coordination
- Dedicated case manager
- PSU bank tie-up
- Stacked scheme strategy
- Annual subvention claim
All figures indicative and subject to revision. Subsidy approval depends on the sanctioning authority and current scheme guidelines.
Why AgriMotion
Engineered end-to-end, not pieced together.
Most project failures start where one vendor’s scope ends and the next one’s begins. We carry the whole scope — and the paperwork that funds it.
- One engineering teamDesign, EPC, refrigeration and agronomy under one roof — one party answers for the result.
- DPR and BOQ in-houseBankable reports prepared for NHB, NABARD, AIF and state horticulture applications.
- PAN-India executionSingle-point project ownership from survey to handover, with post-handover support.
- Itemised quotationsLine-item pricing with make and specification — no vague lump sums.
Engineered EPC vs local contractor vs DIY
| Scope | AgriMotion | Local | DIY |
|---|---|---|---|
| Bankable DPR + BOQ | |||
| OEM-genuine components | |||
| Engineering drawings (GA / P&ID / SLD) | |||
| Subsidy filing (NHB / MIDH / AIF) | |||
| Single-point project ownership | |||
| Post-handover AMC |
Included Partly Usually not
Questions
Before you call us.
Still unsure? Speak to an engineer — not a sales desk.
Related pages
What is AIF and how does it help me?
Agriculture Infrastructure Fund (AIF) is a ₹1 lakh crore Central scheme that provides 3% interest subvention on loans up to ₹2 crore per location for post-harvest and farm-gate agri infrastructure. Over 7 years, the subvention saves ₹6–8 lakh per crore borrowed.
Who is eligible for AIF?
Farmers, FPOs, cooperatives, primary agri credit societies, agri-entrepreneurs, startups, MSMEs, marketing federations, agri-tech enterprises and APMCs. Government PSUs and entities specifically created via PPP are also eligible.
Can I take multiple AIF loans?
Yes. AIF allows multiple loans per applicant, but the 3% subvention is capped at one loan of ₹2 crore per location. A single applicant operating at multiple geographic locations can avail AIF benefit at each location separately.
Can AIF stack with NHB or MIDH subsidy?
Yes. AIF interest subvention can stack with most capital subsidies (NHB, MIDH, PMFME, NABARD Rural Godown) on the same project — provided the bank loan portion is eligible. AgriMotion structures the stack legally during scoping.
What is the CGTMSE benefit under AIF?
Loans up to ₹2 crore under AIF are eligible for credit guarantee coverage under CGTMSE, reducing the need for collateral. This is especially useful for first-time agri-entrepreneurs and FPOs with limited collateral.
How long does AIF sanction take?
AIF portal registration is real-time. Bank appraisal typically 30–60 days, sanction and CGTMSE registration 15–30 days. Total end-to-end timeline 45–90 days depending on bank and project size.
Project pricing & subsidy disclaimer
Pricing ranges shown are indicative only and depend on site, scale, material grades, structural design, freight and current market conditions. Subsidy approval depends on the sanctioning authority and current scheme guidelines.
Sources
The documents behind the figures.
Official scheme documents for the rates on this page. Scheme rules change — confirm the current circular with the sanctioning authority before you apply.
- 01Agriculture Infrastructure Fund (AIF) — Revised Scheme Guidelines(official document, opens in a new tab)
“Scheme Guidelines for CENTRAL SECTOR SCHEME of Financing facility under 'Agriculture Infrastructure Fund'”
Department of Agriculture & Farmers Welfare, Ministry of Agriculture & Farmers Welfare, Government of India · September 2024 · Read and archived
Subsidy & DPR
Subsidy consulting Every scheme and guide we’ve published
Documentation
Start a project
Tell us what you’re building.
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- An engineer calls backUsually the same working day — someone who can talk loads, layouts and schemes.
- An indicative estimateCapex range, scheme fit and next steps, before any paid DPR work.
- No obligationYour details are used only to reply to this enquiry.