Government Schemes Resource Center — Central & State Agri Subsidies

MIDH: 50% of the cost norm on polyhouses (up to 2,500 sqm per beneficiary), 35% on cold storage up to 5,000 MT (50% in NE & Himalayan states), 50% on a farm-gate pack house (cost norm up to ₹25 lakh).

NHB: 35% of eligible project cost (45% in NE, Himalayan and special areas) since its circular of 21 August 2026 — for protected cultivation above 4,000 sqm (up to ₹100 lakh subsidy per project), integrated mushroom units, post-harvest infrastructure and cold storage above 5,000 MT. No work may start before NHB’s Grant of Clearance. NHB cannot be combined with MIDH for the same component.

AIF (run by the Department of Agriculture & Farmers Welfare, lent through banks): 3% interest subvention for up to 7 years + CGTMSE guarantee fee cover on loans up to ₹2 crore for farm-gate infrastructure. No capital subsidy; check the current window with your bank.

PMEGP: 15–35% margin money subsidy on manufacturing units up to ₹50 lakh and service units up to ₹20 lakh. Implemented through KVIC / KVIB / DIC.

PM-KUSUM: 60% combined central+state subsidy on standalone solar pumps; 30% CFA + DISCOM tariff on solar feeder/individual pump solarisation.

PMFME (Pradhan Mantri Formalisation of Micro Food Enterprises): 35% credit-linked grant up to ₹10 lakh for individual micro food units. Higher ceiling for FPOs and SHGs.

Common stack: MIDH subsidy on a polyhouse + AIF interest subvention on the bank loan covering the rest. The interest subvention reduces the EMI burden materially over the 7-year loan tenor.

PMEGP cannot be stacked with PMMY (Mudra) or other margin-money schemes on the same project. But the working capital line can come from any commercial bank under standard credit norms.

State top-ups vary widely. UP, MP and Rajasthan offer 10–15% additional capital subsidy for SC/ST and women applicants on most central schemes.

DPR must include: executive summary, market analysis, technical design, cost break-up matching the quotation, financial projections (10-year), sensitivity analysis, repayment schedule, KYC of promoter and copy of all approvals.

Quotation must be on the OEM/EPC company letterhead, with GST number, validity date, item-wise pricing, payment terms and the same project capacity as the DPR. JIC officers cross-check totals to the rupee.

AgriMotion files in your name, attends the JIC inspection on your behalf and runs back-end follow-up with the implementing bank or department until the subsidy is released.